For a few years, a couple of cool things have taken shape in healthcare. Insurers are required to issue coverage and can no longer drop you if you have a health issue like diabetes, depression or chronic leukemia. This is of huge importance.
The insurance companies are limited on the percent of profits off your premiums and must refund excess profit which they have done for the last three years. They also can no longer limit lifetime benefits, which is huge if you have a major problem with ongoing complications.
The insurance companies must provide preventive benefits without deductibles. Plus, kids who are under age 26 can stay on a parent’s plan if needed. Previously, the kids had to be in college.
To top it off, people who make as much as $96,000 with a family of four can get their premiums subsidized, in part or in fall, depending on your income. Like all healthcare insurance it can be confusing, but it is a good deal for many folks. If you do not have coverage, you should look into it. You can learn more at http://www.healthcare.gov.