Why is it important to help (a reprise from eight Christmases ago)

When I am asked about my volunteering to help the disenfranchised and how can someone go about doing it, my answer is to follow your passions. I usually ask what interests you, how much time do you have and what groups of people do you feel most comfortable helping. For some, it is visiting, talking, reading and singing with the elderly; for some it is mentoring or tutoring school kids; for some it is helping homeless people find shelter, find employment, or gain assistance. These folks need what you have to offer – your time, your experiences, your feedback, your coaching.

I was reminded of this yet again earlier this week. I was meeting with a formerly homeless father who the organization I serve with helped regain a home after he and is wife made poor decisions. He was a former Army soldier and was gainfully employed when he began a cocaine addiction journey that led him to being imprisoned. It also claimed his wife, as he noted, she was in worse shape than him. After his release from prison, he had a hard time and became homeless. He also did not have custody of his son.

Through the help of this agency, he regained a home, regained custody and eventually reconciled with his wife. He was doing well until he lost a second job in short order. He was among seventeen workers who were asked to not come back on January 6 unless called as the company is downsizing to four staff. He is in a bad mental place, so I met with him as I am helping the agency expand a pilot an employment initiative.

He was doing all the right things (resume drafted, applied to 25 or so places) to find another job and I offered some additional suggestions and companies he may wish to consider based on his needs. He also needed someone to offer support and reinforcement. Someone to say keep doing what you are doing and offering constructive feedback. He has interview on Thursday, so keep your fingers crossed.

Yet, I also want to share with you another reason why we should help. You see, through all of these troubles the mother and father have had, his son just graduated with a Master’s degree at a state university. Through all of this, his son was able to find opportunity. Through all of this, his son was able to complete his education. Through all of this, his son was able to break the cycle of poverty. One of the things we emphasize to others, is the homeless kids don’t have a place to study. Oftentimes, they may not eat or go without healthcare. So, helping the family find a home means more than just a roof for kids – it is stability.

When I speak with some people who are more conservative in mindset, I do my best to convince them to help these people climb a ladder. To some, I am wasting my breath, as they view these parents as lazy, drug addicted, or welfare bound. Some like to paint with a broad brush everyone who is in need based on the observations of over-dramatized anecdotes. Yet, the people I encounter are hard-working and are in need of a second job as hours have been cutback or they lost a job. Before the state of Florida was asked to unwind unconstitutional drug testing of welfare recipients, the data from the four months of the program said welfare recipients’ rate of drug use was 1/4 that of general society.

Yet, what I do get even these strident conservative folks to agree on is let’s do something to help the kids. There is a higher propensity for homeless children to become homeless adults than for general society. There is also a higher propensity for children who are violently abused to marry or become abusers themselves when they grow up. I mention the latter as 30% of our homeless families are homeless due to getting away from a domestic violence situation. So, if we can help the kids and parents find homes and help them climb the ladder, we can break the cycle of homelessness and domestic violence.

The Christmas season brings out the generous spirit of many. Yet, the needs last beyond the season. As someone who volunteers, I can tell you there is such great sense of purpose to help others. Follow your passions and offer your help to others. You will be helping more than just one generation. Plus, you will be helping yourself.

Merry Christmas and have a successful New Year.

Minimum wage continues to increase in many places

The minimum wage continues to rise in a number of places. Effective next year,81 jurisdictions will see tangible increase to amounts already above the nationwide minimum wage. Per a USA Today article yesterday called “Minimum wage is about to rise in 21 states, 35 localities as more embrace $15 an hour,” the national minimum is of less importance in more places.

A few paragraphs from the piece follows, with a link to the entire article below:

“Twenty-one states and 35 cities and counties are set to raise their minimum wages on or about New Year’s Day, according to a report provided exclusively to USA TODAY by the National Employment Law Project (NELP), a worker advocacy group.

Base hourly pay will climb from $11 to $12 in Illinois; from $9.25 to $10.50 in Delaware; from $9.50 to $11 in Virginia; from $12 to $13 for most workers in New Jersey; and from $10.50 to $11.50 in New Mexico.

Since some governments will act later in the year, a total of 25 states and 56 localities – a record 81 jurisdictions – will lift their pay floors sometime in 2022, according to NELP….

Besides California and New York, nine states are headed to a $15 pay base over the next four years – Connecticut, Delaware, Florida, Illinois, Maryland, Massachusetts, New Jersey, Rhode Island and Virginia. They’ll join 50 localities at or on the way to $15, including Chicago, Minneapolis and Washington, D.C.

All told, by 2026, about 40% of the U.S. workforce will be covered by $15 minimum wage mandates, NELP figures show.

Separately, at least 100 or so mostly large companies already have raised their pay floors to $15 or higher, including Best Buy, Costco, Wayfair, The Container Store and Southwest Airlines, according to the NELP study.”  

With living wages for individuals, two-person and greater families at a higher rate than the national minimum wage, it is good to see these jurisdictions and employers recognize this. Right now, retailers, restaurants, customer service jobs are available. Just check out the signs for hire when you walk in the door. People have been voting with their feet doing other jobs instead. Some have decided to do a compilation of independent contractor jobs to get by, rather than work on someone else’s schedule.

Having worked as a volunteer to help working homeless families, these wages increases are good to see. Too many of our clients were working at insufficient wages at multiple jobs to meet the rent demands. The demand for workers is also good to see as people will have more choices. With any job, but especially a customer facing one, do yourself a favor and make yourself valuable. Do these things and you will see some success – show up, show up on time and show up dressed with a helpful attitude.

https://www.msn.com/en-us/money/markets/minimum-wage-is-about-to-rise-in-21-states-35-localities-as-more-embrace-15-an-hour/ar-AARYykL?ocid=msedgntp

Four more movies worth a look

I decided to mention a couple of movies that are more mainstream. Some of these, you may have seen. So, here goes. I will not spoil the endings, but must caution you on reading the comments.

A Perfect Man – released in 2013, it stars Liev Schreiber and Jeanne Tripplehorn, with a co-starring role for Louise Fletcher. I have always liked Tripplehorn, as she brings a vulnerability to the role of the wife of a womanizing husband played by Schreiber. She continued to give multiple chances to her husband until she finally leaves him. After over-hearing him talk to a perfect stranger on the phone as he canceled airline tickets for them, she decided to call him as a wrong number and fake persona to hear him flirt and open up with her. She learns why he is the way he is and that he does, in fact, love her. The movie is directed by Kees van Oostrin and is written by Larry Brand and Peter Elkoff.

The Good Heart – released in 2009, it stars Paul Dano, Brian Cox and Isild Le Besco. Cox is a cantankerous bar owner who has a bad heart, which is not a surprise given how he lives. He befriends Dano in the hospital who is his roommate after Dano tried to commit suicide. Dano is a kind soul who is in need of a helping hand, so Cox’s character brings him into the bar to help him. They learn from each other, but their relationship is tested when Le Besco, a woman who has no place to go, is invited to stay with them over the bar owner’s objections. Cox plays irascible characters quite well and Dano has this innocent countenance about him. The movie is written and directed by Dagur Kari.

Tully – released in 2018, it stars Charlize Theron, Mackenzie Davis and Mark Duplass. Theron plays a mother who is suffering from post-partum depression while nursing her third child with her husband played by Duplass. Theron has never hesitated to play roles of women who are struggling. Davis plays Tully who is hired to be a night time nanny, so the mother can get some sleep and recover. Davis tells her she is only there to help her get over this period. The two women bond as Theron sees a lot of who she used to be in Davis. The movie is directed by Jason Reitman and written by Diablo Cody.

The Sixth Sense – released in 1999, it stars Bruce Willis, Hayley Joel Osment and Toni Collette. Osment and Collette were nominated for Oscars as was M. Night Shyamalan as director. and writer, and the movie itself. My wife was puzzled that I had not seen such an acclaimed movie. Willis plays a child psychologist who helps a tormented young boy who we know from many movie advertisements, “I see dead people.” Collette plays Osment mother and there is a reason she also gets an Oscar nomination. Olivia Williams plays Willis’ wife who we learn is suffering from depression. While the movie focuses on the boy and his doctor, the mother-son relationship is also key. And, Willis and his wife’s relationship is not unimportant as we see him struggle with his wife’s depression wanting him to do more to help her.

All four movies are good, but the latter two get more acclaim and rightfully so. Let me know what you think below. Also, I will repeat to those who have not seen the movies to be mindful of spoiler alerts below in the comments. Commenters, please edit your comments to not reveal too much of the plots. .

American Winter – what poverty looks like (a reprise from 2013)

The following post was written eight years ago, but unfortunately still applies today. Our situation has been exacerbated by the COVID-19 pandemic, where too many small employers had to close their doors. Some of the observations come from my volunteer work to help homeless working families. If you only have a minute, read the next to last two paragraphs, which speak volumes of why we should help.

There is an excellent documentary on HBO called “American Winter” by Joe Gantz which tracks eight Portland families who are struggling in this economy. Please check it out at www.hbo.com/documentaries/american-winter. This documentary puts a face on poverty and shows what these families are dealing with during the economic crisis. Since I volunteer with an agency that helps homeless families, I can assure you the problems portrayed in Portland are in evidence in North Carolina and elsewhere in the United States. For example, the median family income of the homeless families we help at the agency is $9 per hour. With a living wage in NC of $17.68 for a one adult/ one child family, you can see how people are having a hard time.

These people are living paycheck to paycheck and it takes only one thing to cause them to lose their house. It could be the loss of one job or the cutback on hours worked. Or, it could be a healthcare crisis.  We have people in America who are struggling and even dying because of lack of healthcare. According to The American Journal of Medicine in 2009: 62% of bankruptcies in the US are due to medical costs and 75% of the people whose illnesses caused bankruptcy were not insured or were under insured. This is the key reason we need the Affordable Care Act and for states to permit the expansion of Medicaid to cover them.

Yet, rather than make this about healthcare, I want to focus on why we have people in such crisis. I addressed many of these issues in two companion posts last fall based on Tavis Smiley and Cornel West’s book “The Rich and the Rest of Us.” The first post was written on October 20, 2012 and the second on October 29, 2012. We are not talking enough about our poverty problem in the US. The middle class problem is referenced often, but where did they go? Only a few moved up in ranks, where as the significant majority fell into poverty or near poverty.

As organizations have taken efforts to improve their profit margins dating back to the 1980s, we have seen a continuous downsizing and outsourcing of jobs. Since the early 1980s, the disparity between haves and have-nots became even more pronounced with the trickle down economics which has been proven to be unsuccessful, unless you were viewing it from the higher vantage point. As a result, there were multiple pressures on the middle class, which has led to its decline.  It only got worse when the economy went south. While there has been some repatriation of outsourced manufacturing jobs to the US, they have remained overseas for the most part.

So, if the worker did not stay up to speed with new technologies and, even if he did, there are fewer jobs for those without a college education. And, with the economic crisis, we have seen even having a college education is not enough these days. These unemployed did what they must, so where they could, started getting service jobs in retail, restaurant and hospitality industries. These jobs are near or at minimum wage and make you beholden to the number of hours you are permitted to work. Unfortunately, these jobs perpetuate poverty. You cannot afford healthcare and better food options and can barely afford rent. So, if something happens to your hours or job, you may lose your home.

The homeless families I have worked with work their fannies off. There are some I speak with in churches , who believe these families are homeless because they are less moral or virtuous and that is not it at all. Per Smiley and West’s book, poverty is the absence of money. Nothing more, nothing less. A few national stats to chew on:

– 40% of all homeless families in the US are mothers with children, the fastest growing segment;

– 75% of homeless children never graduate which perpetuates an ongoing cycle of homelessness; and

– 90% of homeless children suffer extreme stress; some worse than PTSD that former military face.

I mention these last two items, as even with all I say to the contrary, some people do not want to help the adults, who these obstinate people feel are totally responsible for their plight or are lazy. They see a chronic homeless panhandler on the street and paint all homeless people with that brush. That is a small, small subset of our homeless problem and, while we should help the chronic homeless people, there is a significant majority of homeless people who work hard, but cannot make it. Yet, I try to sell the concept of helping the kids. They did not sign up for being homeless and if we can help them, we can break the cycle of homelessness, the cost of caretaking is less, we gain a taxpaying citizen and we may be untapping a huge potential. The second place Intel Science Award winner in 2012 was a homeless girl, e.g.

We need to help these folks climb a ladder out of the hole they are in. It will be more beneficial to them and our society. And, we must provide educational paths forward, whether it be getting a GED, community or tech college schooling to learn new or improved skills. There have been some amazing things going in community colleges which can provide some paths forward. And, we need to pay people more. We have to improve the minimum wage to get at least to a living wage for an individual. It needs to be more, but if we can make that statement (making the minimum wage = a living wage) it speaks volumes and will help.

One of our dilemmas as a society is we must have a vibrant middle class to flourish. Unfortunately, the American Dream is a myth for many. We have one of the least upwardly mobile countries in the world. So, unless we make changes to our societal investments, we are destined to have only two economic classes of people. If you do not believe me, please check out my blogging friend Amaya’s website at www.thebrabblerabble.wordpress.com and check out the short video on economic disparity in our country. It is atrocious and unforgivable that this can happen in the US.

This is our collective crisis. Please watch “American Winter” or check out the above posts or Amaya’s. While “American Winter” highlights eight families, let me add a couple of more for you. One of our new Board members who works for a large bank was touring the homeless shelter and she came upon a colleague who was employed by the bank who was homeless. This stunned her that someone who worked at reasonable pay could end up homeless. Many live paycheck to paycheck in our country and it only takes a nudge for some to lose their home.

The other person I want to mention was living in a tent with her parents and younger siblings. Her dad was a construction worker and got some handy man jobs, but neither he nor his wife made enough to prevent losing their home. I highlight this teenager, as she would volunteer at a food bank to help others in need. Let me repeat this for emphasis. This homeless girl would volunteer to help people in poverty working at a food bank. We have helped this family get housed and they are climbing the ladder out of poverty. And, this young lady is now in college.

Let me shout this from the rooftops. Please help me become more vocal. We have a poverty problem in the US. We have a homeless problem in the US. We must help our neighbors and by helping them, we will help ourselves and country. Let’s help them climb these ladders. Let’s give them opportunities to succeed. If we don’t then we all will suffer.

Only women bleed – an unlikely source for powerful words

Whether his name rings a bell for a younger generation, there is an old rocker named Alice Cooper, who beneath his “Kiss” like make-up, sang some great rock-n-roll songs. But, he co-wrote and recorded one of the most powerful ballads, with domestic violence and maltreatment of women as a back drop. The song was aptly entitled “Only women bleed.”

Here is sample of the lyrics from the middle of the song.

“Man makes your hair gray
He’s your life’s mistake
All you’re really lookin’ fors an even break
He lies right at you
You know you hate this game
Slaps you once in a while
And you live and love in pain

She cries alone at night too often
He smokes and drinks and don’t come home at all

Only women bleed”

Domestic violence remains a hidden trauma for women. I use the word “hidden” as many victims try to hide their pain and bruises. They have been told it is their fault by their abusers. They are shamed as well as beaten. And, the abusers are quite adroit at masking their violent and controlling tendencies from their co-workers, friend and relatives.

In an agency to help working homeless families that I volunteered with, about 1/3 of the families in need were domestic violence survivors. In addition to losing their home, the spouse and family had to also experience the trauma of domestic violence. PTSD in these families had two causes.

If you are in a domestic violence situation or know someone who is, here are two loudspeaker bulletins.

• He will not change. Full stop.
• Find a way to get out before it is too late.

Let me close with the painful story of a man who started a local group called “Men for Change.” His sister hid from him and her other siblings that her husband was beating her. She would avoid family gatherings when bruises were apparent. She also hid the fact her husband was beating her two boys, on occasion ramming their heads into the ceiling.

She hid this from her siblings until they found out. How did they? He killed their sister Only women bleed. The abusers will not change. Get out.

Kentucky police force benefits from hiring social workers

From an article in The Guardian called “The US police department that decided to hire social workers,” a path forward can be gleaned. Here are a few paragraphs to provide a sense. The full article can be linked to below.

“In 2016, the Alexandria, Kentucky, police chief talked the city into hiring a social worker – and four years on, the current chief sees the program as indispensable. In 2016 he decided to try a new approach: he talked the city into hiring a social worker for the police department. ‘To an officer, they all thought I was batshit crazy,’ he said of the police.

The current police chief, Lucas Cooper, said he was ‘the most vocal opponent’ of the plan at the time, thinking that the department should be using its budget to hire more officers for a force he viewed as stretched thin. But now four years later, Cooper sees the program as indispensable: it frees officers from repeat calls for non-criminal issues and gets residents the help they needed, but couldn’t get.”

Just recently, a Utah boy with Asperger’s was shot by the police after his mother called alerting them to the boy’s inability to calm down when she returned to work. Last year, a North Carolina man who called the police for help when he was having a schizoid disorder was killed in his own home because he would not put down a knife when the police arrived.

These are not rare occurrences. People with mental illness may not be sufficiently cognizant to respond to commands, or they may fearful of what is happening. Unless an attending officer is used to seeing and working with people who have mental health issues, it is quite difficult to avoid the use of force when commands are not followed.

In human services agency I was involved with, the licensed social workers used a model called “trauma informed care.” This approach let them focus on the traumas that people face. For example, a woman and family who are domestic violence victims have PTSD issues. So, if they lose their house, as well, there are two sets of trauma to deal with.

To be frank, the “defunding the police” movement has chosen a poor choice of words. Too many view it as taking all funding away – the key difference is using more wisely to serve and protect. Hiring more social workers who are licensed to offer counseling will let the police focus on other alleged criminals.

https://www.theguardian.com/us-news/2020/sep/19/alexandria-kentucky-police-social-workers&lt

Toxic Charity – revisiting an important book

About eight years ago, I wrote this post based on my reading of “Toxic Charity,” conversations with the author and my volunteer work to help working homeless families. The book remains relevant today.

I have made reference on several occasions to a must read book written by Robert (Bob) Lupton called “Toxic Charity: How Churches and Charities Hurt those They Help and How to Reverse it.” I had the good fortune to hear Lupton speak about his experiences and how he came to this view on toxic charity. To those who do not know his story, he felt called to move into the impoverished areas of Atlanta to live near and like the people he was trying to help. From this vantage point, he witnessed and gleaned a far better and more impactful way of helping people in need. His premise based on this first hand anecdotal evidence is well intended volunteers and donors often do more harm than good in their outreach.

In essence, they do for people what the people can do for themselves, both here and abroad. His mantra is we should help people climb a ladder, but do it in a way they can maintain their self-esteem and their efforts can be sustained. He notes that true charity should be reserved for emergency situations like Hurricane Sandy. A few examples may help.

– From the feedback from those being helped and his observations, it is far better to provide a discount store of donated goods which caters to those in need as customers. When clothes are just given away it creates an entitlement society and the relationship can be adversarial which is counterproductive to all parties. He told the story that everyone likes to find a bargain. So, why should we deny that opportunity to those in poverty. This will help people in need with budgeting and the pride in saving up money to purchase a good deal on something they need.

– Rather than giving food away, he has witnessed it is far better to have food cooperatives. They would have each family pay a weekly stipend such as $3 to join a food co-op. These funds would be used to buy discounted food to pool with the donated food. The co-op begins an association with others that usually proves fruitful with recipe sharing, neighborhood dinners, restaurant development, etc. It also allows the deployment of better food for the recipients.

– Rather than have parishioners donate time and energy on projects that are mis-prioritized, mismanaged and misimplemented, use the volunteers for more employment and entrepreneurial activities such as helping people set up a small business, learn a trade, understand a business plan or network to find a job. This will use the skills of the volunteers in a more impactful way. He also notes we should let the community leaders decide on what is most needed (community initiated), actually lead the efforts (community led) and allow time for mutual information sharing (how their faith is important to both giver and recipient).

– Find ways to invest in the community to improve on assets in existence. This Asset Based Community Development (ABCD) is critical to leveraging what is there (such as a school, playground, golf course, clinic, etc.) and works well with the community. Schools for example, are critical not only to the education of the kids, but after school programs for kids and adults, and a place where communities can gather. He noted an example where a developer in Atlanta bought a golf course and improved the neighborhood around it using a 50/50 mixture of market based and affordable housing. The golf course provided jobs and recreation to these mixed income families and gentrified a run down neighborhood.

The charity I am involved with for homeless families follows his empowerment model. We try not to do for the families what they can do for themselves. The families receive rent subsidized housing based on their ability to pay, meaning they must pay a portion of the rent. They must also save money for their eventual exit from the program. We help them buy a car on more favorable terms than 23% interest, yet they have to pay for car, insurance and upkeep. They must work with our social workers to make better decisions, improve their education, attend career development and budget more wisely. We are helping them climb the ladder, but they have to do it. We cannot and will not push them up the ladder.

Lupton speaks of “The Oath for Compassionate Service” which builds off the Hippocratic Oath for Doctors and is as follows:

– Never do for the poor what they have (or could have) the capacity to do for themselves.

– Limit one way giving to emergency situations.

– Strive to empower the poor through employment, lending and investing, using grants sparingly to reinforce achievements.

– Subordinate self-interests to the needs of those being served.

– Listen closely to those you seek to help, especially to what is not being said – unspoken feelings may contain essential clues to effective service.

– Above all, do no harm.

One of the things I have observed about people in need is their network of people with connections or skills they need is very narrow or non-existent. In fact, homeless families or individuals may have exhausted their only network of friends and family. I often help friends or relatives of friends and family network to find a job or resource. Others would do this for my friends and relatives in need. Yet, who can someone in poverty reach out to except people who are also in poverty? So, church goers who sit in the pews every Sunday have an abundance of knowledge and connections that is better suited to help those in need. Following Lupton’s example, if we can provide more intersections of those in need and those who can connect the dots for them, more success would be witnessed. There would be more ladders out of poverty.

Lupton made a telling observation in his speech. We are a very generous nation of people. We donate billions of money and time to help, but what do we have to show for it? Poverty has increased. The key is to help people find the opportunities, the ladders out of poverty. We can look for ways to help them climb the ladders, but they have to do it to make it sustainable.

Missing context

It is not uncommon to see simplistic solutions or rationales skirt passed needed context. The other day, I read an op-ed that more of the blame on education problems should be laid at the feet of parents than teachers.

Actually, the problem has multiple factors, parents being one of them. But, the missing context is the high percentage of single parents and parents living in poverty. It is quite difficult for single parents to juggle a job (or two) and children and be able to attend all parent/ teacher meetings and help kids with their homework. And, kids in poverty have heard far fewer words in the home and start and remain behind as reported by David Brooks in “30 million fewer words.”

It is not unusual to read a letter to the editor say the problem with poverty is too many single parent families. Again, that is one of multiple causes, but why? There is a high correlation between poverty and large families. So, better funded family planning efforts have shown they can address both issues. Holistic sex education, better access to birth control, and straight shooting answers to questions can help young women and men with these issues.

Healthcare access is another concern that impacts people in poverty. The US is a leader in western world countries in a bad area – maternal death rates in delivery. We still have fifteen states who did not expand Medicaid. Rural hospitals have closed without needed funding. As a result, we have fewer doctors and nurses in these underserved communities. And, this does not reflect food deserts and their impact on community health.

Poverty, poor education, and poor healthcare issues go part and parcel with large family size, more single parents, and lack of opportunity in the community. There are multiple factors that drive these issues, but not doing enough to support families and children, whether it is better and safer after-school programs, whether it is more active community policing to address crime that comes with fewer opportunities, whether it is job retraining where companies and community colleges can address shortages, whether it is asset based community development to restore old buildings to something inviting and/ or commerce related, are all contributors in their absence.

I have worked with a number of homeless working families in an organization I was involved with. These folks were not in poverty due to lack of piety. Some of the most pious people I have ever met are homeless mothers. Poverty is simply the lack of money. Many had multiple jobs. They simply lost their home due to a healthcare crisis, due to childcare issue, due to the loss of car or one of the jobs, or their spouse or boyfriend beat them and they had to get out.

When we discuss the reasons why things happen, we need to think of the larger context. Otherwise, we will solve the wrong problem. A community developer from New York noted his chagrin when a community tore down a school (or left it empty). A community needs an asset like this not just for children, but for community activities for adults and children. This is the premise of asset based community development – repair or repurpose buildings.

Let’s think holistically. Let’s dig into the real causes. Let’s think of those who are in need and how we can help them climb the ladder. We cannot push them up the ladder, but we can make sure the rungs are well built and help them make the first few steps. A social worker I worked with used the phrase that she walked side by side with her clients. I like that. Let’s do more of that.

Helping people climb a ladder – a perspective

The following is an edited version of a comment on Hugh Curtler’s (a retired college professor of philosophy) post regarding whether we should help people in need or let them fend for themselves. I provide a link below to his post. I am going to cite the work a charity I used to be a part of that builds off the book “Toxic Charity,” written by a minister who lived with the disenfranchised people he sought to help. His name is Robert Lupton.

Lupton’s thesis is simple: true charity should focus on emergency or short term needs. What he argued for to help others long term and we did (and still do) is help people climb a ladder back to self-sufficiency. That should be the goal. An easy example is he would advocate for food and clothing co-ops rather than giving the food and clothes away. People love a bargain, so let them maintain their dignity while they get discounted help. This dignity thing is crucial – people would rather not have to ask for help.

Note, we cannot push people up the ladder. They must climb it.  A social worker I have advocated with used to say “we walk side by side with our clients.” The folks we helped are homeless working families. We had two keys – they received a subsidy for rent based on their ability to pay, but they had to plan, budget, get financially educated working with a social worker and attending required training programs. Our homeless clients had to be responsible for rent and utilities up to 30% of their income, which is threshold for housing risk. Another key is we measured success. Success to us is being housed on their own without help after two  years.

As a community and country, we need to better identify what we mean by success in our help for people in need. Also, are things like healthcare a right? Is food on the table a right? Is a roof over the head a right? What we need is better measurement of what we spend and how it helps. It actually is cheaper to provide housing to chronic homeless and partially-subsidized housing to those who are more acutely homeless (due to loss of job, reduction in hours,  loss of healthcare, problems with car, predatory lending on a car, etc.) than let them go to the ER or commit petty crimes and be jailed. People should know all homeless are not alike, so the remedies to help need to vary.

My former party likes to argue off the extreme anecdotes – the significant majority of people do not cheat the system, but the perceived thinking of such is much higher in Republican ranks. When I have spoken to church groups, chamber groups, rotary clubs, United Way campaigns, etc., I come across this bias which is firmly believed. Just last month, the US president announced curtailing a rule on food stamps which will put 3 million people at risk, as one man was able to purposefully game the system. Yes, there is a small percentage of folks that do that, but the significant majority do not.

What people like David Brooks, a conservative pundit, tout is a dialogue on what kind of country do we wish to be? Our economy is a fettered capitalist model, with socialist underpinnings to help people in need and keep people out of poverty. What is the right balance? Is it better to pay a much higher minimum wage or have a higher earned income tax credit, e.g. Is it better to have a Medicare for All system, subsidize those in need or have a free market system only? A factor in this decision is many employers now employ a larger part-time or contractual workforce (the gig economy) to forego having to provide benefits. This is especially true in retail and restaurant industries.

At the end of the day, Gandhi said it best – a community’s greatness is measured in how it takes care of its less fortunate. With so great a disparity in the haves/ have nots in our country, I can tell you we are out of whack as our middle class has declined and far more of them fell into a paycheck-to-paycheck existence. Ironically, even in the age of Trump promises, we have many people who do not realize they are voting against their economic interests. Doing away with the ACA and not expanding Medicaid are very harmful to rural areas, e.g.

So, I agree with Gandhi, Lupton, and Brooks that we need to help people, but decide what is the best way. We should measure things and adjust them when they get out of whack. It is hard to fix what you do not measure. The group I was involved with would alter its model, if the numbers showed less success than hoped. What I do know is over 80% of the people we helped are still housed on their own after two years of leaving the program. In other words, they live without a subsidy.

Finally, what we need most is for politicians to check their tribal egos at the door when they enter the room. Having been a member of both parties, each party has some good ideas, but both have some bad ones, too. I do not care what a person’s party preference is or if he or she is more conservative or liberal than me  (I am fiscally conservative and socially progressive), we need to use facts and data to make informed choices. And, continue to measure the results making modifications, if needed.

Dilemma

Capitalism and socialism coexists

On more than one occasion, I have seen letters to the editor speak of setting up beachheads in the coming election around capitalism vs. socialism. To me, this is a name-calling gimmick to persuade a voter who does not do much homework. Voters that are prone to listen to name-calling as debate will buy into this logic time and again. The irony in this debate is the United States’ economy is a blend of “fettered” capitalism with socialistic underpinnings. So, both co-exist here.

For readers in the either camp, this observation probably surprises them, especially those who are gung-ho capitalists. But, the word in quotes is also important as we do not have unfettered capitalism. If we did, the US President would have run out of money long ago with his many bankruptcies. I believe in capitalism as well, but we need to understand why we ventured down the path of the socialistic underpinnings.

These underpinnings spoke to a nation that was in a great depression and who seemingly got lost in poverty later on. Social security is a low-income weighted pension, disability and survivor benefit program that is funded equally by employers and individuals. To determine the base level benefit, 90% of average wages are used for the earlier wages then added to 32% of the next tier of wages which are added to 15% of the highest wages up to a limit.

In the 1960s, LBJ’s “War on Poverty” added Medicare and Medicaid to the mix, with Medicare helping retirees and Medicaid focusing on people in poverty. Then, we can mix equal measures of unemployment benefits, workers’ compensation and food stamps which are now called SNAP benefits. Each of these programs are forms of “social insurance” benefits. That is socialism designed to keep people fed, housed and protected.

Taking this a step further, utilities are so needed to our communities, they are either co-ops or fettered capitalistic models where rate increases must get approved by a state governing board. Companies like Duke Energy and Con-Ed must get permission before they change their rates. For the co-op model, the customers own the business.

But, the word “fettered” enters into the mix on other businesses as well. To prevent monopolies, insider trading, interlocking boards, collusion, the misuse of insider knowledge by investors, etc. rules are set up to provide governors on capitalism. Then, there is that bankruptcy thing, where a business or person can claim bankruptcy to pay debtors what they can and restart. I use the President as an example, but his experience is a good one, as he filed for bankruptcy six times on various investments.

I want people to think about our country in this context. We want people to earn their keep and be fully functioning tax paying citizens. Yet, we have programs in place to keep them out of the ditch. As we considering changes to programs, we should consider what they are accomplishing and how changes could make them more effective. And, we must understand that things must be paid for, so how do we get the best return on the investment into those stated goals?

For those that have followed my blog for some time, you know I have been involved for many years in helping homeless working families find a path back to self-sustainability. We help the homeless climb a ladder, but they climb it. Yet, we are also successful in keeping people housed on their own after two years of leaving our program because we measure things and make improvements. The ultimate goal is self-sustainability, so we measure how we can be the best financial stewards toward helping people achieve that purpose.

We need social underpinnings to help people be fed, housed and protected. Some need to be temporary in nature, while others are longer term like Medicare and Social Security. There is a cost-benefit to these equations, but we should understand that we have poverty problem in our country. We must also understand technology advances will continue to change the paradigm on employment as it has throughout the industrial age placing additional pressures to even more wage earners. Not providing ladders out of poverty or ways to avoid it would be a bad path to follow for our country.