The best way to save

I could not think of a better day to state the obvious way to save money. Don’t spend it. There, now it is out in the open.

Being a retired old fart on a fixed income, I have learned that I don’t need the latest and greatest thing, if what I have is working just fine. I also don’t value my worth by what I own.

Yes, my IPhone is four years old, the same age as my laptop. They are working fine for my purposes. Yes, I am driving the same car for over nine years and will keep it longer, as will my wife with hers. And, no I don’t want to sell my house, even though I get requests from realtors monthly to do so. Nor do I need another credit card.

I recognize people want our money. They will market consistently, often aggressively, and sometimes fraudulently to get me to buy something. Yet, we can choose not to give it to them.

So, on this Black Friday, choose not to spend. If you must, consider this option. Move Christmas back a week and buy after Christmas when retailers are looking to unload inventory.

Shop wisely, or not at all. Happy holidays.