Any more questions?

For over two years, I have been amazed at how a man, who is so consumed with himself and has given so little regard to the plight of others, can become the President of the United States. He convinced far too many people, whose voice has not been heard, that he was on their side. Unfortunately, they did not pay attention to his history which reveals he has only one cause – himself.

Yesterday, this man decided to kick poor people one more time, stripping subsidies under the ACA for deductibles, co-pays and coinsurance for those who qualify because of low wages. This man owns the imperfect, but working ACA. He has sabotaged it from the get go picking up the baton the GOP Congress gave him, so if the ACA fails as a result, it is on his and GOP leadership’s shoulders.

A few weeks ago, he rolled out the outline of his tax plan that uses sleight of hand with a small tax break for the middle class, while eliminating the Alternative Minimum Tax, Estate Tax above $5 million in value, and the ACA tax on wealthy people, while cutting the individual and corporate tax rates. This is a clear windfall for the “haves” with a little gain for the “have-nots.”

Next, we should consider his proposed defunding of programs to retrain displaced coal miners. At the same time, he was enabling coal owners to invest in digging more coal with fewer workers. An energy expert said, “Trump is not for coal miners, he is for coal owners.” The dilemma is the current and former coal workers don’t know this.

The focus on fossil fuel and attack on environmental regulations is another slap at the disenfranchised. They tend to be the ones who feel the brunt of environmental rollbacks. A rancher in Montana, who has successively fought against the oil companies, notes that he cannot name one western town that has benefited long term after the oil rush abates. He said “all of the money goes back to Houston and Calgary.” The ranchers and farmers are left holding the bag to fix all the environment problems.

Speaking of environmental calamities, after much better responses to hurricanes in Texas and Florida, the response to the hurricanes which devastated Puerto Rico has been slow and fraught with problems. Yet, after pronouncing what a great job he was doing, Trump has continually harangued people in need, actually verbally and physically insulting them when he visited and afterwards.

Finally, the President’s attack on civil liberties, protest and free speech is the coldest dagger of all. He is basically telling everyone to “believe no one else but me.” His actions and words say he will squelch these unpatriotic troublemakers. To me, he is saying how dare they question what is going on in this country or what I am doing?

Well, I dare ask one question to everyone. Do you have any more questions about whose bread is being buttered by this President?

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It is your call on whom to marry

I was fortunate that my future wife asked me to meet her for a drink after work. Yet, before that happened, two of her friends counseled her that I was not for her. We have been married for over 32 years now.

Often, it is the parents who stand in the way of matrimony between their child and his or her chosen partner. While I am sure some disastrous pairings have been averted or delayed until a better time, it is not the parents’ decision and often they are wrong in their initial assessment.

I have a relative whose parents did not want him to marry a young woman. In an all too common rationale, they deemed her unsuitable due to relative standing on the socio-economic strata. They have been married now for over 40 years and are parents and grandparents.

I have a friend whose parents felt the same about his future bride. In this case, the rationale was she was older and had a child. My friend and his wife have been married longer than we have and are now grandparents.

Yet, my favorite example are some friends who were not allowed to be married when they were young and in love. She was the daughter of a Protestant minister and he was Catholic. Religious differences are an all too common reason to deny marriage. These friends each married other people and had families. After they each divorced and a few years had passed, the young lovers got back together and married each other. They have been married now for 30 years and seem to still enjoy their renewed affection.

For matters of the heart, it is your call. Everyone else may advise you, welcomed or not, but it is your call on whom to see and be married to. I do recognize that a teen living under the parents’ roof needs to listen to parents’ counsel, whether you heed it or not. They do see things you may not. But, as you get older and are about to make a commitment, at the end of the day, it is your commitment, not theirs.

So, parents should counsel wisely and judiciously. Yet, the best we can do is teach our children good values and encourage thoughtful decisions. But, it is their life to live, especially when they make that important step of choosing a life partner.

My former party does not know much about healthcare

The Graham-Cassidy Bill seems to be on its last legs, but these bills are like Jason – just when you think you kill the serial killer, he remains alive. This latest effort may be the worst bill by my former party, which I left in 2006. It is apparent to me that Republican leaders don’t know much about healthcare and don’t care to know or take the time to know. That includes the man in the White House who just wants to sign something that negates something Obama did. “Who knew healthcare could be so complicated?” he asked earlier in the year. The answer “Everyone, but you.”

Every bill either put forth by the Senate this year or passed by the House has been scored poorly by the Congressional Budget Office (CBO), has been not appreciated in polls and has been denigrated by medical and hospital associations. Not involving women, Democrats, experts and due process in the planning revealed a haphazard approach to legislation.The Graham-Cassidy Bill is the worst of the bunch as it places the burden, and eventually all of the financing, on the states. In a nutshell, the bill says we cannot figure this out, so we are punting it to you.

In addition to the tens of millions of Americans negatively affected by these bills, if passed, the authors make a concerted effort to kick people in poverty and near-poverty in the teeth. Since we have a poverty problem in America, these bills are especially cold-hearted. And, Graham-Cassidy gives states the right to do away with pre-existing conditions, which was incorrectly refuted by Cassidy after being called on the carpet by Jimmy Kimmel. Seeing protestors in wheel chairs at the Senate was telling.

Further, I have shared with Senators, Congressional Representatives and the White House, these bills would be dilutive to the economy. Standard & Poor said yesterday in their global report the Graham-Cassidy would harm the American economy by $240 Billion through 2027 and cause 580,000 job losses. In a nutshell, when people in need no longer have insurance, the trade-off becomes between food/ rent and medicine. So, less is spent in the market place which dilutes the economy.

Yet, let me emphasize one thing that has been raised by more than a few state Medicaid Directors and Governors. Building a new healthcare delivery system will take longer than the time given. In my view, it will take longer than even these folks are thinking about. In business and government, leaders tend to vastly underestimate the complexity to set-up administration of things. As President Obama found out, setting up healthcare exchanges was hard and initially failed to deliver.

This is an important observation about the Affordable Care Act. It is in place. It is not in a death spiral and it is not broken. From the lens of fewer uninsured, it has been successful. Yet, it needs improvements, but first it needs to be stabilized. Part of the reason for the latter is the GOP’s efforts to hamstring its success by defunding subsidies for adverse selection to insurers. Coupled with slow funding of other subsidies, nineteen states who did not expand Medicaid and general naysaying, the law has not been given full opportunity to be successful.

So, this retired benefits actuary, consultant and manager recommends the ACA be stabilized under some version of the bipartisan Alexander/ Murray Bill. Then all members of Congress can spend more detailed and thoughtful time in deciding how healthcare can be delivered going forward. My recommendation is they improve the ACA.

Saturday in the park – a few random musings

Using a popular song by the band Chicago, here are a few musings as you walk in the park this Sarurday.

Why does Vice President Mike Pence have a deer-in-the-headlights look when asked questions? We all know he has to think more about his choice of words so as not to anger his unforgiving boss. Yet, I keep thinking this guy may be President soon and he does not say many things of substance. If he were a sports radio announcer, he would be known as a “homer” meaning he is biased toward the home team.

Senator John McCain appeared as a frightened, beaten and broken man in The Vietnam documentary series. His plane was shot down over Hanoi and after breaking arms and a leg in the crash, he was beaten routinely and mentally and physically tortured. His captors filmed him and then beat him later when he did not show gratitude. Seeing him in this horrible condition reminds me of the now-President who said McCain was not a hero because he was captured. When the emcee gave the now-President a chance to correct his mistake, he doubled down on his criticism of McCain, a true war hero. Why we elected this man as President is beyond me.

I am hoping Angela Merkel carries the day in the German election. She is good for Germany, good for the EU and good for the world. She is the leader of the free world, since the US President has abdicated this role. Actually, I don’t view him as much of a leader at all even in his own country.

Finally, why can’t people like Bill and Melinda Gates run our country. They understand global and US problems recognizing the symbiotic nature we have with the world. They do their homework and take action based on their analysis working on things like global health, education, women’s issues to name a few.  This is in contrast to a White House incumbent who governs off rhetoric and chooses not to learn what he does not know. It is a wish I have..,

Have a great weekend. We all need one.

 

 

Rule of Law is a weak anti-DACA Argument

I read a letter to the editor on Wednesday that spoke to me about the President’s decision on eliminating the Dreamer’s program referred to as DACA, short for Deferred Action for Children Arrivals. I won’t cite her name, as I don’t have permission, but the letter quite succinctly and forcefully addresses those who are saying DACA is not a law as it was passed by executive action and therefore must be eliminated.

“Slavery: rule of law. Women, blacks have no vote: rule of law. Married women can’t own property: rule of law. Japanese-internment camps: rule of law. Jim Crow: rule of law. Children as young as 6 can work 12 hour days: rule of law. No requirements for child restraints in cars: rule of law. Gays can’t marry: rule of law. Anti-DACA people: Find another excuse for your cruelty.”

For those not familiar with DACA, it was executed by President Obama when Congress failed to act. It allows children of undocumented immigrants to remain in the US legally. These approximate 800,000 children, who know not the country they came from, are now at risk.

Let me be frank. President Trump can talk all he wants about “loving dreamers,” but don’t pee on their head and tell them it is raining. These folks add value through intellectual capital and revenue to our country. They came forward to sign up as they love our country and embody the true spirit of America. I agree Congress should pass laws to take care of them, but screwing these kids as a lever is not the way to do that. This is on your shoulders Mr. President. You did this.

Monday, Monday

With a shout out to the Mamas and the Papas, I borrow their song title to share a few miscellaneous thoughts this Monday.

Kim and Trump scare me as they see who has the longest private part. I hope cooler and more rational heads prevail. I keep thinking neither man is that stupid to launch a nuclear warhead, but the probability is higher than it was a year ago.

Just to make sure the White House incumbent does not understand the risk climate change poses, even after Hurricane Harvey was made worse as a result, he appoints another climate change denier to head NASA. It is one thing to not having scientists in positions that should likely have them – Departments of Energy, EPA and NASA- but they should at least not pretend they know more than scientists do. Their arguments ring shallow.

The White House incumbent will be telling us this week what he plans to do with kids of undocumented parents who were brought here. These over 800,000 kids and young people have the backing of business leaders and Congressional leaders. Speaker Paul Ryan says leave this to Congress, but he fails to recall Obama acted because Congress would not, even after a bipartisan Senate bill was passed. The business leaders see this as an intellectual capital issue as well as a fairness issue. Trump has been all over the place on this issue, so who knows.

Thank goodness the waters are subsiding in Texas and Louisiana. It will be a long, arduous struggle to repair and rebuild. Someone mentioned earlier said it would be quick, which are just words. I hope our Congress can help in funding. And, I wish FEMA, HUD and the EPA well in helping these people.

Have a safe week. If you are religious, say a little prayer for wise actions by incumbent heads of state and helpful public servants for those in need.

 

 

 

Yet another gun story

The title represents a quote from a local news broadcast in my home city – yet another gun story. America’s obsession with guns continues full tilt and we cannot expect anything to be done about it at the federal level for the time being.

We have a problem with gun deaths that does not look like it will abate anytime soon. To discover for yourself, for one month, count the number of gun death stories in your local newspaper or on your favorite news station.

Yet, we have one political party and a few in the other that do not recognize the gun problem for what it is. These folks are backed by one of the more strident lobbyist groups in the NRA.

While these legislators don’t recognize the problem, most gun owners do. Most gun owners do not belong to the NRA, which tends to care more about gun sales where they used to care more about gun safety.

A few questions still remain unanswered:

– why has one political party prevented funding of the study of gun deaths by the Centers for Disease Control?

– why have we not lengthened the waiting period for guns when experts have said it will reduce the probability of suicide, the most significant gun death by far?

– why have we not extended background checks on all weapon purchases?

– why did this political party lead Congress to eliminate people on social security mental disability from the watch list for background checks?

– why do we not require every new weapon with finger print control to reduce children deaths or the death of the owner?

– why do we not codify every bullet to help in solving crimes?

Please note, with the exception of limiting people who don’t pass background checks and elongating waiting periods, none of these suggestions will greatly hinder the rights of Americans to buy guns.

But, we should not stop there. We need more civility in our discourse. We need every gun owner to complete a safety course. We need to improve areas of poverty where crime fills a void. We need to condemn pseudo-news and entertainment sites when they use hyperbole. Alex Jones of Infowars said the Sandy Hook shooting was a hoax – that is just asinine and offensive.

Let me close with a provocative statement. One of the reasons shooting deaths by police officers are increased is these officers recognize that more people are armed and they have to make quick judgements that are sometimes fatal.

We have a gun problem in America. Common sense steps are achievable that will make a difference. One thing is obvious – doing nothing has not.